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Oral instructions might be valid for 14 days, and you may be able to extend your bank’s monitoring time for up to six months with written instructions.Communication saves money: It’s also a good idea to communicate with whoever you give the check to.Typically, you’ll have to provide written instructions, and your bank can tell you exactly how to do that.Ask about any fees involved, and expect to pay or so.Make sure they know that the check is postdated, and verify that this is acceptable.

Ask what you need to do to ensure that the check is not processed before you’re ready — especially if you don’t trust the payee.A postdated check offers the promise of controlling the uncontrollable: As time marches forward, you may wonder what the date on a check really does.


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